All 5 Stages · $27.95 one-time

The Numbers Are Public.
Learn To Read Them.

Every public company is legally required to publish its full financials, for free, where anyone can read them. Almost nobody does. Five stages and forty modules that take you from opening your first 10-K to writing a valuation you'd defend out loud.

$27.95
One-time
40
Modules
0%
Your progress
3
Templates
Your Fundamental Analysis Journey
1
Foundations
Price vs. value, SEC filings, EDGAR, how the statements connect
2
The Income Statement
Revenue quality, margins, dilution, non-GAAP adjustments
3
Balance Sheet & Cash Flow
Working capital, leverage, free cash flow, earnings quality
4
Valuation
P/E, EV/EBITDA, discounted cash flow, comparables
5
Moats, Management & Process
Economic moats, ROIC, the proxy statement, your thesis
Get the Course — $27.95

The Full Course

Five Stages. Forty Modules. One Filing at a Time.

All five stages unlock with a single one-time $27.95 payment. One account, lifetime access, no subscription.

What You'll Be Able To Do

Skills, Not Stock Tips.

This course does not tell you what to buy. It teaches you a method for working that out yourself — and for recognising when the honest answer is "I don't know."

1
Find and read any company's filings. Pull a 10-K off EDGAR, navigate to the section you need, and export the financials to a spreadsheet without retyping a number.
2
Take apart an income statement. Separate real revenue growth from acquisitions and price increases, and see exactly where a margin move started.
3
Tell profit from cash. Compare operating cash flow to net income, calculate free cash flow, and spot the divergence that shows up before trouble does.
4
Judge financial strength. Work out whether a company's debt is proportionate to its cash flows, and when the next big maturity lands.
5
Value a business three ways. Build a discounted cash flow model, run comparables, and use enterprise multiples — then reconcile when they disagree.
6
Measure a moat. Calculate return on invested capital, compare it to the cost of capital, and see whether an advantage actually persists.
7
Read the proxy. Find out what management is paid on — because that's what management will optimise for.
8
Write a thesis you'd defend. One page: what you believe, why the market disagrees, and the three specific things that would prove you wrong.

A Sample of What's Inside

Every Formula, and What It Actually Tells You.

Nine of the forty-plus ratios covered across the course. Each one comes with where the inputs live in the filings, a worked example, and an honest note on where it breaks.

RatioFormulaWhat it tells you
Gross margin(Revenue − Cost of revenue) ÷ RevenueProduct economics before any overhead — the most structural line on the income statement
Free cash flowCash from operations − Capital expendituresCash actually available to pay dividends, buy back shares, or repay debt
FCF conversionFree cash flow ÷ Net incomeHow much reported profit becomes real money — the core earnings-quality check
Cash conversion cycleDSO + DIO − DPODays your cash is tied up between paying suppliers and collecting from customers
Net debt / EBITDA(Total debt − Cash) ÷ EBITDALeverage expressed as years of earnings needed to repay it
Enterprise valueMarket cap + Debt + Preferred + Minority − CashWhat it would cost to own the whole operating business, free of debt
ROICNOPAT ÷ (Debt + Equity − Cash)Return on every dollar of capital employed — the closest thing to a moat detector
WACC(E/V × Re) + (D/V × Rd × (1 − tax))The blended cost of a company's capital, and the discount rate in your DCF
Terminal valueFCF × (1 + g) ÷ (r − g)Everything beyond your forecast — usually 60–80% of a DCF's total answer

Included With the Course

Three Templates You'll Actually Reuse.

Downloadable inside Stage 5. Built for the method taught in the course, not generic filler.

📊

Stock Scorecard

A weighted 20-criterion scorecard across business quality, financial strength, competitive position, management and valuation — each criterion cross-referenced to the module that teaches it. Plus a five-year data sheet with every ratio pre-built as a formula.

.XLSX · 2 SHEETS
📐

Financial Ratio Cheat Sheet

Every formula used across all five stages, grouped by category, with where each input lives in the filings, what the number is telling you, and how to orient on it. The reference you keep open while you work.

.XLSX · 43 RATIOS
📝

1-Page Investment Thesis

A printable one-page structure covering the business, the disagreement, the numbers, the risks and the position — including space for the three falsifiable things that would prove you wrong. If it doesn't fit on the page, the thesis isn't clear enough yet.

.PDF · PRINTABLE

Who This Is For

The Filings Are Free. The Skill To Read Them Usually Isn't.

This is the substance, at a one-time $27.95, written for someone who has never opened a 10-K.

🆕
Never Read a Financial Statement
Stage 1 assumes zero prior knowledge. We start with what a 10-K even is and where to find one.
📈
The Chart Reader Going Deeper
You've done Technical Analysis and want to know what's behind the ticker, not just what price is doing. See the TA course →
🧱
Long-Term Business Owner Mindset
You're not day trading. You want to identify quality businesses, work out a fair price, and hold with a reason you can articulate.
🎓
Coming From the Financial Literacy Course
Finished Stage 4: Invest and want to go deeper on how to evaluate an individual company? This is the natural next step. Start there first →
🧭
Skeptical of "Gurus"
No stock picks, no signals for sale, no Discord upsell, no screenshots of anyone's account. A method, and honest limits on what it can do.
"The arithmetic in a valuation is easy enough to learn in an afternoon. The hard part is the judgment feeding it — and that's what forty modules are actually for."

Fundamental analysis can't tell you when a stock will move, and it won't protect you from being wrong about the future. What it does is give you a defensible estimate of what a business is worth, with an honest range around it, so you can act when the market price sits far outside that range and do nothing the rest of the time. Every module is built on documents any public company must publish, and points you at the primary source rather than at somebody's opinion about it.

Built on SEC filings and primary sources you can verify yourself
40 modules with worked examples, formulas and action steps
Honest about what fundamental analysis can't do — including detecting fraud
Three reusable templates and a repeatable research process
The mission Every number you need is published for free by law — and the skill to read it has been priced like a secret on purpose. We built this to change that.

Get Started

Read the Filings Yourself.

$27.95
One-time · lifetime access · tax included
Get the Course
  • All 5 stages, 40 modules, unlocked immediately
  • Lifetime access — for as long as we run the site
  • Stock Scorecard and Ratio Cheat Sheet (.xlsx)
  • 1-Page Investment Thesis template (.pdf)
  • Progress saved to your account across devices
  • Free lifetime updates as modules are revised
  • Price includes VAT / sales tax — no surprises at checkout

Educational content only. Not financial, investment, tax, or legal advice. Price includes all tax — nothing is added at checkout. We don't offer discretionary refunds; Stripe handles the payment as seller of record and applies your local cancellation rights. See our Terms of Service.

Questions

Straight Answers.

Do I need any background in finance or accounting?
No. Stage 1 starts with what a price is, what a company filing is, and where to find one. Accounting concepts are introduced as they become necessary rather than assumed. If you can read a bank statement, you can start here.
Is this the same thing as the Technical Analysis course?
No — they answer different questions. Technical analysis studies price and volume to ask what price is doing. Fundamental analysis studies the business to ask what it's worth. Plenty of investors use both, and the two courses are designed to complement each other, but neither requires the other.
Will this tell me which stocks to buy?
No, and that's deliberate. This course teaches a method for analysing a business yourself. It contains no stock recommendations, no watchlist, no signals, and no picks. Hustlin' is not a registered investment adviser and nothing in the course is personalised advice.
What software do I need?
A spreadsheet and a web browser. Every filing used in the course is free on SEC EDGAR, and the templates are standard .xlsx and .pdf files that open in Excel, Google Sheets, LibreOffice, or Numbers. There is nothing to subscribe to and no data terminal required.
Does the course use real companies?
The worked examples use illustrative figures rather than named companies, so the arithmetic stays clean and the numbers never go stale. The action steps at the end of every module send you to real filings on EDGAR to apply it — which is where the learning actually happens.
How long does it take?
Around twenty hours of reading across forty modules, though most people spread it over several weeks and do the action steps as they go. Access is lifetime, progress saves to your account, and there's no schedule to keep up with.
Will I be charged tax on top?
No. $27.95 is the total. Prices include any sales tax, VAT or GST due in your country — Stripe calculates and remits it, and nothing is added at checkout. If you're outside the US, Stripe may show you the equivalent amount in your local currency.
Is it a subscription?
No. $27.95 once, all five stages, for as long as we run the site. No renewal, no upsell, no tier above this one. Revisions and additions to the existing modules are included at no extra cost.
Can I get a refund?
We don't offer discretionary refunds — the complete course is delivered in full the moment you pay, which is why the entire stage-by-stage curriculum, the module count and the price are all on this page before you buy. Please read them first.

That said, Stripe handles the payment as seller of record, and Stripe may issue a refund within 60 days and applies whatever statutory cancellation rights apply where you live. You don't have to waive anything to buy. Full detail in our Terms of Service. If something is technically broken, email [email protected] and we'll fix it.

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